{"id":1829,"date":"2017-07-25T16:41:27","date_gmt":"2017-07-25T16:41:27","guid":{"rendered":"https:\/\/sites.austincc.edu\/money\/?page_id=1829"},"modified":"2026-07-14T15:06:03","modified_gmt":"2026-07-14T20:06:03","slug":"student-loans","status":"publish","type":"page","link":"https:\/\/students.austincc.edu\/money\/student-loans\/","title":{"rendered":"Student Loans"},"content":{"rendered":"<h2 class=\"wp-block-heading\">What are student loans?&nbsp;<\/h2>\n<p class=\"wp-block-paragraph\">Student loans are a type of financial aid. Besides student loans,&nbsp;financial aid also includes grants, scholarships, and work-study.&nbsp; Learn more about student loans from <a href=\"https:\/\/students.austincc.edu\/financial-aid\/explore-your-financial-aid\/loans\/\" target=\"_blank\" rel=\"noreferrer noopener\">ACC&#8217;s Financial Aid office<\/a>.<\/p>\n<h2 class=\"wp-block-heading\">How do you get a student loan?&nbsp;<\/h2>\n<ul class=\"wp-block-list\">\n<li>To get a student loan, complete the Free Application for Federal Student Aid at <a href=\"https:\/\/fafsa.gov\/\" target=\"_blank\" rel=\"noopener\">FAFSA.gov<\/a>.<\/li>\n<li><a href=\"https:\/\/www.austincc.edu\/students\/financial-aid\/apply-for-financial-aid\" target=\"_blank\" rel=\"noopener\">Visit this page<\/a> for information on how and when to apply.<\/li>\n<li>If you need help completing the FAFSA stop by your <a href=\"https:\/\/www.austincc.edu\/campus-contacts?field_contact_campus_value=All&amp;field_contact_office_or_dept_value=Financial+Aid\" target=\"_blank\" rel=\"noopener\">campus Financial Aid office\u00a0<\/a>or connect with local non-profit\u00a0<a href=\"https:\/\/foundcom.org\/education-pathways\/college-hub\/\" target=\"_blank\" rel=\"noreferrer noopener\">Foundation Communities<\/a> for free assistance.<\/li>\n<\/ul>\n<p class=\"has-text-align-left wp-block-paragraph\">You may also get a student loan from a bank or other lender; however, we highly recommend considering federal student loans first.<\/p>\n<h2 class=\"wp-block-heading\">How much should I borrow?&nbsp;&nbsp;<\/h2>\n<p class=\"wp-block-paragraph\">Only borrow what you need. You are not obligated to take what is offered. Spend&nbsp;time calculating your expenditures and income for the entire semester.&nbsp; Our <a href=\"https:\/\/students.austincc.edu\/money\/semester-budgeting\/?_gl=1*d3oyrh*_ga*ODMxMDMzMTY2LjE2OTM5NDUzMDc.*_ga_WCRFYXY5XT*MTcwMTcxNDE2NS4xMTEuMS4xNzAxNzI2NjAzLjUzLjAuMA..\" data-type=\"link\" data-id=\"https:\/\/students.austincc.edu\/money\/semester-budgeting\/?_gl=1*d3oyrh*_ga*ODMxMDMzMTY2LjE2OTM5NDUzMDc.*_ga_WCRFYXY5XT*MTcwMTcxNDE2NS4xMTEuMS4xNzAxNzI2NjAzLjUzLjAuMA..\">semester-based budget<\/a> can help.&nbsp;If you need help figuring out how much you need, <a href=\"https:\/\/students.austincc.edu\/money\/financial-coaching\/\" data-type=\"link\" data-id=\"https:\/\/students.austincc.edu\/money\/financial-coaching\/\">meet with a financial coach<\/a>.<\/p>\n<h2 class=\"wp-block-heading\">Where can I learn more?&nbsp;<\/h2>\n<ul class=\"wp-block-list\">\n<li>Explore ACC&#8217;s&nbsp;<a href=\"https:\/\/www.austincc.edu\/students\/financial-aid\" target=\"_blank\" rel=\"noopener\">Financial Aid webpage<\/a> for more information about student loans and other types of financial aid.<\/li>\n<li>Take one of our free online courses:\n<ul class=\"wp-block-list\">\n<li><a href=\"https:\/\/www.igrad.com\/courses\" target=\"_blank\" rel=\"noopener\">Borrowing smart and preparing for higher education<\/a>&nbsp;(20 minutes)<\/li>\n<li><a href=\"https:\/\/www.igrad.com\/courses\" target=\"_blank\" rel=\"noopener\">Repaying your student loans<\/a> (18 minutes)<\/li>\n<li><a href=\"https:\/\/www.igrad.com\/courses\" target=\"_blank\" rel=\"noopener\">Staying on track with student loans while in school<\/a> (25 minutes)<\/li>\n<\/ul>\n<\/li>\n<li><a href=\"https:\/\/www.youtube.com\/user\/FederalStudentAid\" target=\"_blank\" rel=\"noopener\">Federal Student Aid&#8217;s YouTube<\/a> channel has many great videos explaining financial aid, including the video below!<\/li>\n<\/ul>\n","protected":false},"excerpt":{"rendered":"<p>What are student loans?&nbsp; Student loans are a type of financial aid. Besides student loans,&nbsp;financial aid also includes grants, scholarships, and work-study.&nbsp; Learn more about student loans from ACC&#8217;s Financial Aid office. How do you &hellip; <a href=\"https:\/\/students.austincc.edu\/money\/student-loans\/\">Continue reading <span class=\"meta-nav\">&rarr;<\/span><\/a><\/p>\n","protected":false},"author":88,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-1829","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/students.austincc.edu\/money\/wp-json\/wp\/v2\/pages\/1829","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/students.austincc.edu\/money\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/students.austincc.edu\/money\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/students.austincc.edu\/money\/wp-json\/wp\/v2\/users\/88"}],"replies":[{"embeddable":true,"href":"https:\/\/students.austincc.edu\/money\/wp-json\/wp\/v2\/comments?post=1829"}],"version-history":[{"count":2,"href":"https:\/\/students.austincc.edu\/money\/wp-json\/wp\/v2\/pages\/1829\/revisions"}],"predecessor-version":[{"id":7308,"href":"https:\/\/students.austincc.edu\/money\/wp-json\/wp\/v2\/pages\/1829\/revisions\/7308"}],"wp:attachment":[{"href":"https:\/\/students.austincc.edu\/money\/wp-json\/wp\/v2\/media?parent=1829"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}