{"id":2906,"date":"2019-01-24T09:00:08","date_gmt":"2019-01-24T09:00:08","guid":{"rendered":"https:\/\/sites.austincc.edu\/money\/?p=2906"},"modified":"2019-01-24T09:00:08","modified_gmt":"2019-01-24T09:00:08","slug":"new-year-new-financial-goals","status":"publish","type":"post","link":"https:\/\/students.austincc.edu\/money\/smmo-blog\/new-year-new-financial-goals\/","title":{"rendered":"New Year, New Financial Goals!"},"content":{"rendered":"<p>Welcome back Riverbats!<\/p>\n<p>I hope your 2019 has gotten to a good start. This is the time where gyms are full, and our minds filled with possibilities for this new year. New Year resolutions are often broken, but it&#8217;s good to set some goals to give you some motivation throughout the year.<\/p>\n<p>For example, here are my 2019 financial goals:<\/p>\n<ol>\n<li>Not buying any makeup or skincare that I do not need.<\/li>\n<li>Save 20% of my paycheck every month.<\/li>\n<li>Beef up my emergency fund by 20% at least by the end of the year.<\/li>\n<\/ol>\n<p>Your financial goals should generally be something you not only think you can achieve but\u00a0<strong>want\u00a0<\/strong>to achieve. Make a commitment to check in with yourself every month and see how you&#8217;re doing. You will not be perfect all the time, and that&#8217;s okay! We are humans and humans make mistakes. What&#8217;s important here is that you don&#8217;t lose focus to get to your ultimate goal.<\/p>\n<p>Here&#8217;s a list of potential financial goals you can set for yourself:<\/p>\n<ul>\n<li>Improve credit score. <a href=\"https:\/\/sites.austincc.edu\/money\/credit-repair\/\">Check out our guide here<\/a> to start repairing your credit!<\/li>\n<li>Start and follow a budget. Use out <a href=\"https:\/\/sites.austincc.edu\/money\/monthly-budgeting\/\">monthly<\/a> or <a href=\"https:\/\/sites.austincc.edu\/money\/semester-budgeting\/\">semester-based<\/a> budgeting tools to get started.<\/li>\n<li>Get out of credit card debt.<\/li>\n<li>Build an emergency fund. You can sign up for our <a href=\"https:\/\/sites.austincc.edu\/money\/rainy-day-savings-program\/\">Rainy Day Savings Program here<\/a>&#8211;we help you save!<\/li>\n<li>Open a Roth IRA.<\/li>\n<li>Eat out less.<\/li>\n<\/ul>\n<p>Whatever your financial goals are, big or small, you can make 2019 the year you get your financials on track.<\/p>\n<p>&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Welcome back Riverbats! I hope your 2019 has gotten to a good start. This is the time where gyms are full, and our minds filled with possibilities for this new year. New Year resolutions are &hellip; <a href=\"https:\/\/students.austincc.edu\/money\/smmo-blog\/new-year-new-financial-goals\/\">Continue reading <span class=\"meta-nav\">&rarr;<\/span><\/a><\/p>\n","protected":false},"author":90,"featured_media":2919,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[6],"tags":[],"class_list":["post-2906","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-smmo-blog"],"_links":{"self":[{"href":"https:\/\/students.austincc.edu\/money\/wp-json\/wp\/v2\/posts\/2906","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/students.austincc.edu\/money\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/students.austincc.edu\/money\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/students.austincc.edu\/money\/wp-json\/wp\/v2\/users\/90"}],"replies":[{"embeddable":true,"href":"https:\/\/students.austincc.edu\/money\/wp-json\/wp\/v2\/comments?post=2906"}],"version-history":[{"count":0,"href":"https:\/\/students.austincc.edu\/money\/wp-json\/wp\/v2\/posts\/2906\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/students.austincc.edu\/money\/wp-json\/wp\/v2\/media\/2919"}],"wp:attachment":[{"href":"https:\/\/students.austincc.edu\/money\/wp-json\/wp\/v2\/media?parent=2906"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/students.austincc.edu\/money\/wp-json\/wp\/v2\/categories?post=2906"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/students.austincc.edu\/money\/wp-json\/wp\/v2\/tags?post=2906"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}