Category Archives: SMMO Blog

Budgeting Essentials For College Students

As Americans, we have normalized the idea of living paycheck to paycheck. The origin of this problem may be arguable, but the current state is what we have to work with. The truth is that … Continue reading

3 Ways to Give Your Savings Account A Little Boost

By Tammy Bruzon, America Saves Digital Engagement Strategist What does “saving the extra” mean to you? Whether it is putting change in a piggy bank or moving everything not in the budget into savings, those … Continue reading

Saving Money While In College

Whether it’s in our homes or amongst our friends, having conversations about money can be down right difficult or nonexistent. Because of the awkwardness and silence surrounding money, most of us are living in a … Continue reading

Buying or Renting? Advice on College Textbooks

Back in the day, it was buy or die for textbooks–and there was only one place to get them, too: bookstores (sometimes some books you could only get at the college bookstore!). Now, there are … Continue reading

Saving at Tax Time Through SaveYourRefund

by Lindsay Ferguson, America Saves Director of Strategic Engagement More than half of all Americans have no savings to help them cope with even small emergencies. Yet more than 100 million taxpayers get refunds from … Continue reading

What to Do When You Are a Victim of Identity Theft

Finding out you have been a victim of identity theft is definitely one of the things I wish to never be able to experience. Identity theft can not only drain your finances but destroy your … Continue reading

SMMO Money No Problem, Peer Money Mentor Blog

Welcome to our blog! Many of us are blinded by this ever elusive, aspirational “life of a baller” while piling up debt. We live in a society that values affluence, yet fails to provide a … Continue reading

New Year, New Financial Goals!

Welcome back Riverbats! I hope your 2019 has gotten to a good start. This is the time where gyms are full, and our minds filled with possibilities for this new year. New Year resolutions are … Continue reading

Credit Cards: How on Earth do They Work?

Credit cards. They are everywhere–offers in your mail, your email, social media, even at a clothing store. Credit cards are one of our favorite things to use–and yet, we often are not great at it! … Continue reading

Banks vs Credit Unions: What’s the Difference?

Last year my phone started turning on and off on its own, and it became clear to me it was time to get another phone. I went deep into the web to research reviews, specs, … Continue reading

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