Category Archives: SMMO Blog

Let’s get your 2017/2018 FAFSA done!

I love checking things off my to-do list, don’t you?  Let’s get one more to-do list item checked off on your list and prepare your 2017/2018 FAFSA!  You can prepare it yourself (https://fafsa.gov/) or if … Continue reading

Five Ways to Use Your Tax Refund

Last year the average tax refund was over $3,000. Cash in your pocket + no plan = money disappearing…FAST. Make a plan for your refund before it’s in your hands. Here are our five recommendations … Continue reading

Holiday Spending Plan: Don’t forget the wrapping paper!

Last week I set foot in one of my favorite places to shop and guess what I saw?  Christmas decorations!  It served as a good reminder that before I spend a penny on holiday expenses, … Continue reading

How I Got Out of Debt

With student loans, a car loan, and balances on my credit cards, I found myself in debt – overwhelming debt.  I was paying my debts on time, and when I had extra cash I’d throw … Continue reading

Store Credit Cards

You’re at the checkout at your favorite store — Target, Walmart or Macy’s perhaps– and the store clerk offers you 20-percent savings if you open up a card today. And then on future purchases you’ll … Continue reading

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